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pep

The Fear About PEPs

I am a proponent of multiple employer plans (MEPs) and the new change that will allow pooled employe...

macys

The death of the department store should clue you in about business

Sears and Macys announced some massive store closings. The department store has been a business that...

disqual

The threat of plan disqualification

In the movie Casino, Robert Deniro’s character Lefty Rosenthal warns Joe Pesci’s character Nicky...

newday

You can’t go negative

Growing up, I was a pessimist. I don’t why, but I let any little thing get to me and I realized th...

fps2

Change the neglected part of automatic rollovers with FPS

One of the most forgotten parts of a 401(k) plan is the automatic rollover and who the automatic rol...

schnorr

You have to deal with schnorrers, but draw the line

One of my favorite Yiddish words is schnorrer. While it means beggar or sponger, it’s essentially ...

samadams

There is room for everyone

When fee disclosure regulations were implemented, there were a few industry chicken littles that sug...

4B689E28-F7AF-41D4-9D18-EEE95CB00D39

The Safe Harbor Change for Non-Electives is Big

The SECURE Act created much-needed change to the safe harbor non-elective contributions, making it m...

85DF3172-869A-4306-930A-25E7B0A6B1ED

Cybersecurity is an important concern

Without fail, every day I get emails that want to target one or more of my important online accounts...

jeter

Yeah, Jeter wasn’t a unanimous choice, so what?

They will tell you that football in this country is king, but yet I never hear any debates about the...