When a retirement plan error surfaces, the first reaction is almost always the same: finger-pointing. The sponsor looks to the advisor. The advisor looks to the TPA. The TPA looks to the recordkeeper. And somewhere in the background, everyone is quietly hopin...
Providers often believe that being helpful will protect them if something goes wrong. It feels intuitive: strong relationships, responsive service, and goodwill should count for something. In ERISA litigation, they usually don’t. Courts don’t evalua...
There is no denying it: sponsors are tired. SECURE 2.0 arrived in waves, and many employers are ove...
Most providers don’t stumble into fiduciary exposure intentionally. They do it by trying to be he...
The retirement industry loves the phrase best practices. It sounds proactive, responsible, and prof...
There is no such thing as a perfect plan sponsor. Anyone who tells you otherwise is either selling ...
Most plan providers are prepared for competition. They know how to differentiate fee schedules, dem...
In the retirement industry, one of the most persistent, and convenient, myths is the idea that ther...
Years ago, back when I was still at that fakakta law firm, I did what good people are supposed to d...
There’s a frontier-town cliché: a chain is only as strong as its weakest link. In the 401(k)/403...
