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Some people just want it when it’s free

One of my king beliefs is that giving away, anything of value for free is a mistake because people p...

Participants with loans dips

Outstanding loan rates for 401(k) participants is an interesting thing to look at, it may be a sense...

Don’t be that guy at a networking event

With a networking event planned, I thought it would be a good time to get back into some of the loca...

My crystal ball for the retirement plan business after COVID

The pandemic is over, at least for now. Assuming the Delta variant doesn’t increase infections and...

We can do better and we must

I’m that turd in the punch bowl, being frank and honest which makes some people very uncomfortable...

The problem with going back to normal

I work from home, it’s 11 years now. You can say that I was ahead of the game with the COVID pande...

You can’t ignore clients and the fees they pay

I first started paying for my car when I got my first job as an ERISA attorney, It was a brand new 1...

Watch that bonus deferral election

When there is a plan restatement process, every retirement plan document provider adds some tweaks a...

Communication is key

I get along with people for the most part because I make the effort. It’s also a lot easier to fun...

Some people just want it for free

I use Twitter for both business and pleasure. It’s a great way to promote all my businesses and I ...