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Not wrong to dream, just don’t make it a fantasy

I will always say that the plan providers who proclaim that they will make me rich have failed to do...

The Best Way To Sell A PEP/MEP is to not sell a PEP/MEP

When dealing with companies that may act as an adopting employer for a multiple employer plan (MEP) ...

The best person for the job doesn’t always get it

You know the feeling, you’re competing for a retirement plan and you’re fairly confident that yo...

The letter from the lawyer

When I was at law school, I was the editor of the student magazine there and I broke the story about...

The Fear About PEPs

I am a proponent of multiple employer plans (MEPs) and the new change that will allow pooled employe...

The death of the department store should clue you in about business

Sears and Macys announced some massive store closings. The department store has been a business that...

The threat of plan disqualification

In the movie Casino, Robert Deniro’s character Lefty Rosenthal warns Joe Pesci’s character Nicky...

You can’t go negative

Growing up, I was a pessimist. I don’t why, but I let any little thing get to me and I realized th...

Change the neglected part of automatic rollovers with FPS

One of the most forgotten parts of a 401(k) plan is the automatic rollover and who the automatic rol...

You have to deal with schnorrers, but draw the line

One of my favorite Yiddish words is schnorrer. While it means beggar or sponger, it’s essentially ...