One of the most persistent myths in the 401(k) universe is the idea that the third-party administrator (TPA) is the plan administrator. If I had a dollar for every time a plan sponsor insisted this was true, I could probably buy that Dallas Cowboys stadium Je...
If there’s one consistent truth in the retirement plan world, it’s that nothing stays consistent—especially the Qualified Default Investment Alternative (QDIA). Yet for some reason, many plan sponsors treat picking a QDIA like picking a couch: choose it...
By Ary Rosenbaum Every few months, I hear a plan sponsor brag, “Our provider said the 401(k) i...
We’ve all heard it: “Don’t leave free money on the table.” It’s the classic pitch to get ...
If you’ve been around the 401(k) block as long as I have, you know that the most innocuous-lookin...
Greetings — Ary Rosenbaum here, gear-shifting through the ERISA/401(k) lane, rubber on the paveme...
If you ever want to know how strong your fiduciary process really is, don’t look at the investmen...
Every year, I see plan sponsors spend thousands on shiny “financial wellness” programs—apps, ...
Working with a plan sponsor recently, I was helping sort out a late Form 5500 issue. Pretty routine...
Working on an IRS audit is hard enough. But what’s even harder? When you discover the plan sponso...
