Greetings — Ary Rosenbaum here, gear-shifting through the ERISA/401(k) lane, rubber on the pavement, ready to take you for a ride into what’s ahead for 2026 retirement-plan contribution limits. Think of this as your pit-stop briefing before the Grand Prix...
If you ever want to know how strong your fiduciary process really is, don’t look at the investment lineup—look at your meeting minutes. I’ve reviewed enough plan files to know that some committees treat minutes like an afterthought. You’d see one s...
Every year, I see plan sponsors spend thousands on shiny “financial wellness” programs—apps, ...
Working with a plan sponsor recently, I was helping sort out a late Form 5500 issue. Pretty routine...
Working on an IRS audit is hard enough. But what’s even harder? When you discover the plan sponso...
By Ary Rosenbaum, Esq. When you work as an ERISA attorney for TPAs for nearly a decade, you get ...
On a client call the other day, we were knee-deep in the usual chaos that comes with transitioning ...
We’ve all kept an eye on default rates creeping upward lately. But here’s what catches my atten...
AI can feel like magic—predicting outcomes, personalizing communications, streamlining decisions....
If you thought catch-up contributions were settled territory, think again. The IRS has now issued f...
