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advisors

What financial advisors really do

One would think that the role of a retirement plan financial advisor is to pick plan investments. Mo...

magic bullet

The Magic Bullet of 404(c) Compliance

ERISA §404(c), is the code section that may limit a plan sponsor’s liability in retirement plans ...

casino

The Truth about plan disqualification

In the movie Casino, Robert De Niro’s character Lefty Rosenthal warns Joe Pesci’s character Nick...

lone ranger

Beware of TPAs who are really insurance sales people

A friend of mine who is a financial advisor asked me about a third party administration (TPA) firm t...

mutual fund

One Mutual Fund Lineup isn’t a good idea

You must know about the shoemakers’ children and how they go barefoot and have no shoes. In the re...

tide2

Too much choice isn’t a good thing

In life, giving people a wide variety of choices is a good thing. However, when it comes to daily va...

mutual funds

Proprietary fund plan sponsor problems

I always say that I come up with many ideas, but most of them are bad. Seriously, there are so many ...

fall

Fall is the time to look

As summer turns to fall, it’s important for you as a 401(k) plan sponsor to use this time to consi...

experience

Experience could mean many things

I always talk about how plan sponsors need to work with experienced financial advisors, third party ...

dont be cheap

Don’t be cheap on retirement plans

As I have stated before, I am loath to hire employees because I was an employee once too. That prett...