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Compensation is such a huge issue in 401(k) plans

When I look at plan errors, one major area of a plan keeps coming up: compensation issues. Compensat...

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You need a tough love provider

I always believe that the two worst things that you can give people are false praise and false hope....

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The Problem of the inefficient plan design

When you start fixing up the house (for me, a never-ending battle) and replacing appliances or items...

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The De-Conversion Process is an eye opener

More than 20 years ago, I was the Executive Editor of my law school’s news magazine. In one of my ...

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The Problem with 3(16)

Over the last few years, we’ve seen the proliferation of companies offering ERISA §3(16) services...

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Details those hardship requests

When I draw up a new 401(k) plan for a client, I tend to be liberal in distribution provisions by al...

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Don’t panic if a provider you knows gets sued, but….

  As a plan sponsor, you’re always going to run into another plan provider that is interested...

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Don’t let the best employees be low in the pecking order

I’m a big fan of Survivor since day one. One of the more memorable seasons in the beginning was th...

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Is that 401(k) lawsuit streak going to end?

The landscape for the retirement plan business has radically changed since when I first started in 1...

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They went into business for themselves

So often when dealing with retirement plan providers, a plan sponsor may discover that one of their ...