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tide2

Too much choice isn’t a good thing

In life, giving people a wide variety of choices is a good thing. However, when it comes to daily va...

by Ary Rosenbaum, That 401(k) Guy

mutual funds

Proprietary fund plan sponsor problems

I always say that I come up with many ideas, but most of them are bad. Seriously, there are so many ...

by Ary Rosenbaum, That 401(k) Guy

fall

Fall is the time to look

As summer turns to fall, it’s important for you as a 401(k) plan sponsor to use this time to consi...

by Ary Rosenbaum, That 401(k) Guy

experience

Experience could mean many things

I always talk about how plan sponsors need to work with experienced financial advisors, third party ...

by Ary Rosenbaum, That 401(k) Guy

dont be cheap

Don’t be cheap on retirement plans

As I have stated before, I am loath to hire employees because I was an employee once too. That prett...

by Ary Rosenbaum, That 401(k) Guy

always be selling

They will always be selling

When I was a kid, there were two varieties of Cheerios, one version of Listerine, and one type of Cr...

by Ary Rosenbaum, That 401(k) Guy

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Marketing is sometimes, just marketing

inspire to drink beer, but the advertisements were comedy gems from Rodney Dangerfield, Billy Martin...

by Ary Rosenbaum, That 401(k) Guy

email

Give them the e-mail addresses

Your third-party administrator (TPA) might be asking for the work email addresses and you’re wonde...

by Ary Rosenbaum, That 401(k) Guy

allegations

Lawsuits against plan providers and sponsors are only allegations at first

It seems like every week, there is another major lawsuit against a plan sponsor and one of their ser...

by Ary Rosenbaum, That 401(k) Guy

ESG_investing

If you have ESG, look to your IPS

It seems everything is political. I believe the purposes of Environmental, Social, and Governance (E...

by Ary Rosenbaum, That 401(k) Guy