In any service industry, there’s a wide range of quality and pricing. People often tell me I focus too much on third-party administrators (TPAs), but that’s where I’ve spent a lot of my career—as an ERISA attorney and former TPA employee. I know the b...
There’s nothing wrong with “free” — unless there’s a hidden cost lurking beneath the surface. Small business plans that don’t require filing a Form 5500 might sound great on paper, but when you look closer, you realize the real cost is in what you...
Well, that didn’t take long. In what’s becoming a routine political tug-of-war, the Trump ad...
There are few things more maddening, more viscerally frustrating, than watching a plan sponsor or s...
ERISA is filled with traps for the unwary. Some are complex, hiding in layers of regulatory nuance....
When it comes to your health, there are signs—little warnings your body gives you—that somethin...
When I draft a new 401(k) plan for a client, one of the first provisions I’ll recommend—includi...
About 20 years ago, there was a medical report claiming that dental plaque could cause heart diseas...
Those small employer plans like SEPs and SIMPLE-IRAs? They’re great starter tools for retirement ...
I always say that plan sponsors need a solid team: an experienced financial advisor, a competent th...
