ERISA requires disclosure of certain plan documents to participants including a summary plan description, statements, and notices. The problem is what do you do with people who aren’t participants such as potential employees? If you’re scared about pro...
I’ve been in the retirement plan business for 26 years and I’ve been through a few recessions in that time. There was the dot-bomb implosion, added by 9/11. Let us not forget when our entire financial system was on the verge of collapse in 2008. While ...
When I was 13 and had my Bar Mitzvah, I spent around $2,000 (in 1985 money) on a state-of-the-art A...
At work and at home, one of the worst things I ever did was make a mistake and not accept responsib...
Correcting your late deferrals by depositing them and making a contribution to compensate for lost ...
I have worked at places that were so unpleasant that I consider myself lucky the vesting schedule w...
I sound like a broken record, but I won’t stop until 401(k) plan sponsors understand the issue of...
I always say that picking a plan provider just on price is a bad idea and I will say that picking a...
There is this scene in Donnie Brasco when the crew has to make their take for the week and they try...
There are good third-party administrators (TPAs) and bad ones. No matter how good your TPA is, they...
