Working with a plan sponsor recently, I was helping sort out a late Form 5500 issue. Pretty routine stuff, until I learned they’d already heard from the IRS about it a year ago. A year! It reminded me of my mother-in-law, who’d never tell you she was sick...
Working on an IRS audit is hard enough. But what’s even harder? When you discover the plan sponsor disposed of—or claims to have disposed of, the very records the IRS is demanding. Let’s not kid ourselves: that’s a hostage to fortune. You can’t d...
By Ary Rosenbaum, Esq. When you work as an ERISA attorney for TPAs for nearly a decade, you get ...
On a client call the other day, we were knee-deep in the usual chaos that comes with transitioning ...
We’ve all kept an eye on default rates creeping upward lately. But here’s what catches my atten...
AI can feel like magic—predicting outcomes, personalizing communications, streamlining decisions....
If you thought catch-up contributions were settled territory, think again. The IRS has now issued f...
Whenever I sit with a retirement plan committee, I can’t help but be reminded of my experiences w...
If you want to stay out of DOL trouble, here’s what I’d tell you over a drink,no legalese, just...
If you’re a plan sponsor, here’s what I’d tell you about the growing conversation around cryp...
