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Use that scanner

Being a plan sponsor is a tough job and the amount of paperwork that goes with it can be overwhelmi...

The cost for more self-correction

Years ago, any volume submitter plan or non-standardized prototype plan would apply for its own det...

The cost for more self-correction

Years ago, any volume submitter plan or non-standardized prototype plan would apply for its own det...

Stealing plan assets is a dumb crime

Perhaps it is a result of the terrible economy for the last few years or perhaps more supervision b...

One bid isn’t enough

As the time owning my house is coming to an end, my wife and I are embarking on one last project: r...

Plan errors are more likely than fiduciary breaches

If you read my writings, you know that fiduciary liability is one of the plan sponsor’s more impo...

The problem of free or cheap plan documents

As an ERISA attorney who drafts plan documents at a flat fee, my biggest competitors are not other ...

Plan sponsors simply can’t overpay

When I was 13 and I had my Bar Mitzvah, I plucked down about $2,000 in 1985 money for a state-of-th...

The deferral rate is important as to plan health

April is near my birthday and it’s the month of my annual physical. The nurse draws blood and the...

Always Be Aware

While most 401(k) plans don’t have account balances, the shuttering of Silicon Valley Bank and Si...