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You're browsing category: For 401(k) Plan Sponsors

Nothing controversial about vesting

An article from one of the news sources I enjoy about retirement plan news, had an article about wh...

by Ary Rosenbaum, That 401(k) Guy

You’d love to tell them to stay the course, but…..

As an employer and a plan sponsor, you’re the folks that employees will go ask questions. With a ...

by Ary Rosenbaum, That 401(k) Guy

Lawsuits are just allegations at first

It seems like every week, there is another major lawsuit against a plan sponsor and one of their se...

by Ary Rosenbaum, That 401(k) Guy

I hate the waiting period for deferrals

When I was an employee, one of the knocks that I would see in another potential employer is the wai...

by Ary Rosenbaum, That 401(k) Guy

The missed deferral opportunity

Like with late deferral deposits, another problem is the missed deferral opportunity. It usually ha...

by Ary Rosenbaum, That 401(k) Guy

The term fee

Signing up with a third-party administrator (TPA) is like getting married, you come in with the bes...

by Ary Rosenbaum, That 401(k) Guy

Multiple companies and plans, avoid the sloppiness

With small and medium-sized companies, multiple plans operated by multiple owned companies that are...

by Ary Rosenbaum, That 401(k) Guy

That eligibility issue

I always say that the reason I don’t have employees is because I was an employee too. One f the f...

by Ary Rosenbaum, That 401(k) Guy

Don’t exclude bonuses from definition of compensation

Maybe it’s the Larry David in me or the fact that I never had a job where I got a bonus, but excl...

by Ary Rosenbaum, That 401(k) Guy

Push concerned employees to their advisors

Stock markets these days are seeing a lot of negative returns. Every day, it seems another stock in...

by Ary Rosenbaum, That 401(k) Guy