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It’s better than nothing

Small employers have a tough time affording 401(k) plans, that’s a fact. 401(k) plans aren’t che...

Just another TPA error

Retirement plans with more than 100 participants require a CPA audit for their Form 5500. However, s...

There is a difference in my job

There are two major differences that I see in being an attorney when I worked for 9 years. for a thi...

The Retirement Plan Dentist

About 20 or so years ago, there was a medical report that dental plaque could cause heart disease. T...

They will always disappoint you

When I graduated from law school, it took a few months before I got my first job. So for the months,...

Old loans can come back to bite you in an audit

There is nothing wrong with offering loans with your 401(k) plan. What will be wrong is if the progr...

The half-empty look from an IRS agent

As a plan sponsor being investigated by an Internal Revenue Service (IRS) agent, there is one thing ...

The Sample QDRO

  It’s funny in a sense that the people who should be most experienced with Qualified Domesti...

Know why you hired them

As a plan sponsor, you have a fiduciary duty to hire competent plan providers to handle your 401(k) ...

Sometimes, the litigators want a piece of you

Many years ago, I represented a defined benefit plan sponsor being investigated by the Department of...