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Sometimes, it’s the luck of the draw

As an ERISA attorney for almost 21 years (my career can get its own drink), I have seen a lot of str...

Appearances matter

I always believe that appearances are extremely important and if things just don’t look right, the...

Just correct those errors

We all know that when we make a mistake, it’s best that we correct them. Yet too many plan sponsor...

Get those contracts reviewed

  I had a plan sponsor forward me a contract they received from their financial advisor on a pr...

Is your SIMPLE IRA plan ready for an IRS audit?

If you sponsor a Savings Incentive Match Plan for Employees (SIMPLE) and have not had the misfortune...

Say goodbye and get them out

When a participant of yours leaves or is let go, I think one of the most important things you can do...

Watch your eligibility provision

Your plan’s eligibility provision is a big thing because it serves as a gatekeeper for which emplo...

The problem with policies

Most 401(k) plans have an investment policy statement to serve as a blueprint on how and why investm...

Don’t gamble for a DOL audit

The last two times I was in Las Vegas, I didn’t gamble a penny. I didn’t gamble because I hate t...

Don’t Buy What You Don’t Need

For many years, my wife didn’t want to join Costco because she thought that overshopping was genet...