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Plan Sponsors Should Watch Before They Cut Retirement Benefits

As I have stated so many times before, I am loath to hire employees because I was an employee once t...

If it looks bad, avoid it

I always say that sometimes, appearances mean everything. If something doesn’t look right, peo...

401k Plan/Financial Wellness Education Best Practices

Have you started planning your 2017 401k employee education sessions? Generally, most plan sponsors ...

Communicating with Millennials on 401(k) Plans

Schwab conducted a survey where 61 percent of millennial women and 44 percent of millennial men feel...

The problem with late deferrals

While working as an ERISA attorney with a national practice (cough, cough), it’s clear to me t...

Top 10 401k Trends For 2017

Competition for qualified employees is becoming intense. As a result, firms that you compete with fo...

The Luck of the Draw

As an ERISA attorney for 18 years, I have seen a lot of strange things that plan sponsor have done t...

Some people can’t deal with complaints, but….

The one thing I always say about third party administrators (TPAs) is that they get none of the cred...

Dear Plan Sponsors, it’s about Reasonableness

Thanks to fee disclosure regulation and litigation against plan sponsors, plan sponsors are focusing...