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The Beauty of ERISA 3(38) ERISA Fiduciaries

One of the most positive developments in the retirement plan business is the ERISA 3(38) fiduciary. ...

Six New Year’s Resolutions 401k Plan Sponsors Should Make

I hope that 2016 was a great year for you and that 2017 will be even better! A few changes can make ...

Not every Attorney is an ERISA Attorney

I am an attorney, but I don’t play one on TV. I have been practicing in the ERISA field for over 1...

Plan Sponsors Should Watch Before They Cut Retirement Benefits

As I have stated so many times before, I am loath to hire employees because I was an employee once t...

If it looks bad, avoid it

I always say that sometimes, appearances mean everything. If something doesn’t look right, peo...

401k Plan/Financial Wellness Education Best Practices

Have you started planning your 2017 401k employee education sessions? Generally, most plan sponsors ...

Communicating with Millennials on 401(k) Plans

Schwab conducted a survey where 61 percent of millennial women and 44 percent of millennial men feel...

The problem with late deferrals

While working as an ERISA attorney with a national practice (cough, cough), it’s clear to me t...

Top 10 401k Trends For 2017

Competition for qualified employees is becoming intense. As a result, firms that you compete with fo...