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Pointing to a zero revenue sharing world

When I first started in the 401(k) plan business in 1998, it was a boom time for the stock market an...

What is a TPA? (and Why You Should Care)

This should be a Jeopardy question: Who is the person that performs the annual administration of a r...

How to assess your economic picture

Mark Twain was famously known for the quote, “rumors of my demise are greatly exaggerated,” wh...

The importance of good common sense for successful investing

Here is a post I recently read on an investment website: This is why I will still be broke when I di...

How do you eat an Elephant?

As I’ve absorbed all the noise and information surrounding the DOL Fiduciary Rules, the age old jo...

Roth 401k, Pre-Tax 401k, Or Both?

401k plan participants often wonder whether they should contribute their hard-earned money to a Roth...

There is only one common thread about bad 401(k)

I always say one of the beauties of retirement plans is not one is alike. They are like snow flakes ...

Saying Everyone Is Doing It Is No Excuse

A big part of my practice is assisting financial advisors, third party administration (TPA) firms, a...

Cash Balance Plan Investing in 2016 and Beyond

Times have changed dramatically in the Cash Balance plan investment world and those who aren’t kee...

The IRS Voluntary Compliance Program Is Like Your Parents

As a child, you’re usually told by your parents that they just want to hear the truth and that...