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You're browsing category: For 401(k) Plan Sponsors

The things about awards

You will hear about how certain retirement plan providers have won awards. Awards are impressive, b...

by Ary Rosenbaum, That 401(k) Guy

Hand it over and print it up

I have been doing government audits of retirement plans for over 25 years. The technology has chang...

by Ary Rosenbaum, That 401(k) Guy

The audits might be coming

I have handled more audits in the past six months, than in the past 5 years. Whether it’s the Int...

by Ary Rosenbaum, That 401(k) Guy

The snowball effect by not calling an ERISA attorney

The snowball effect is a term for a process that starts from something that is small and builds upo...

by Ary Rosenbaum, That 401(k) Guy

The Problem of Multiple Loans

When drafting new 401(k) plans, I always recommend allowing for a loan provision. I know there are ...

by Ary Rosenbaum, That 401(k) Guy

Committee Conundrum

It sounded like a great idea at the time. An alumni association for a student organization was bein...

by Ary Rosenbaum, That 401(k) Guy

Long Time Part Time Change will be a mess

They say change is good. Some changes are good, and some changes have growing pains. I’m a big fa...

by Ary Rosenbaum, That 401(k) Guy

There are horror shows out there

Most errors I have seen through plan audits are typical. It’s usually late deferrals or a screw-u...

by Ary Rosenbaum, That 401(k) Guy

It doesn’t matter where your plan provider is

I’m the guy who will travel to a Target further from my home because the Target in Farmingdale is...

by Ary Rosenbaum, That 401(k) Guy

Get fiduciary liability insurance

The warranty in the electronics business is gravy for the retailers who sell it. You’ll be surpri...

by Ary Rosenbaum, That 401(k) Guy