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Why the New “Penalty-Free” Emergency 401(k) Withdrawal Deserves a Closer Look

The headline sounds reassuring: many employers now offer a penalty-free emergency withdrawal from a...

The Providence 401(k) Settlement and the Danger of Treating “Administrative” Issues as Small Stuff

The recent settlement involving Providence Health & Services is one of those cases that makes p...

When Participant Growth Becomes a Fiduciary Prompt — Not a Punchline

Empower recently reported that it added approximately 500,000 net new retirement plan participants ...

When Good News Needs a Fiduciary Reality Check

Lincoln Financial Retirement Plan Services recently reported that average retirement plan account b...

Trump Accounts: Will Employers Make This a Real Benefit or Just Another Glossy Bullet Point?

If you’ve been watching the headlines, you’ve probably heard about the new Trump Accounts—a s...

What Plan Sponsors Really Need to Know About the New IRS Rollover Notices

If you thought your rollover notice obligations were settled a few years ago, think again. The IRS ...

IRS Updates Safe Harbor Explanations for Retirement Plan Administrators — What You Need to Know

The Internal Revenue Service (IRS) and Department of the Treasury issued Notice 2026-13 on January ...

When a Top 401(k) Plan Ends Up in Court: Lessons from the Bloomberg ERISA Suit

Big headlines in retirement plan litigation don’t just hit household names; they’re a reminder ...

Hands Off the 401(k): Why Using Retirement Money for Home Down Payments Is a Terrible Idea

Every few years, someone in Washington rediscovers the 401(k) and decides it should be used for som...

Why the Private Markets Push into 401(k)s Matters to Your Retirement

Something meaningful is happening in the retirement plan world, and it has nothing to do with anoth...