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AI Isn’t Coming for Advisors. It’s Coming for Lazy Advisors.

The retirement plan industry loves a good panic. Every few years, we’re told something new will d...

Paper Statements Are Back, Because Apparently Congress Misses 1997

Just when retirement plan sponsors thought disclosure rules couldn’t get any more convoluted, the...

Good News: Your DOL Penalties Aren’t Going Up. Try Not to Celebrate Too Hard.

For once, retirement plan sponsors received a rare piece of regulatory news that doesn’t require ...

Making Retirement Plan Tax Credits Too Complicated for the Businesses That Need Them Most

Washington has a remarkable talent for creating programs designed to help small businesses while ma...

When Your Payroll Provider Is Also the TPA, Who’s Watching the Store?

The most expensive calls I get usually start the same way. “Our payroll provider handles the TPA ...

The Government Wants You in the Game, But That Doesn’t Mean You’re Ready

The latest executive order aimed at expanding retirement savings sounds like a win on paper. Millio...

Running Out Before the Finish Line: The Retirement Fear No One Wants to Admit

There’s a quiet shift happening in retirement planning, and it’s not about markets or fees. Itâ...

That 401(k) Conference at Wrigley Field: Where Baseball and Retirement Plans Collide

April 16th wasn’t your typical day at Wrigley Field. No ivy drama, no late-inning heroics—just ...

ERISA Litigation Has Become a Business Model—And Everyone Knows It

At some point, you have to stop pretending this is about protecting participants and call it what i...

SECURE 3.0: When Washington Stops Asking and Starts Enrolling

If there’s one consistent theme in retirement policy, it’s this: participants don’t act unles...