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The Headline Sounds Dramatic—The Story Isn’t

The Dayforce report (as covered by 401(k) Specialist) basically says this: after a few years of mod...

Your 401(k) Isn’t Broken—But It’s Probably Not As Good As You Think

Most plan sponsors I talk to don’t think their 401(k) plan is broken. Contributions are going in,...

Good News, Bad Reality: Fees Are Falling, But Someone Is Still Overpaying

Every year, the 401(k) Averages Book comes out and tells us something we already know—but somehow...

The Headline Is Dramatic. The Reality Is Familiar

Let’s not overcomplicate it. A federal court wiped out the 2024 Retirement Security Rule, and the...

No Surprise Here—We’re Arguing About the Symptom, Not the Disease

This is one of those stories where the headline sounds important, but the conclusion is something a...

IRS Proposes Rules for “Trump Accounts”

Whenever Congress creates a new savings vehicle, the legislation is only the beginning. The real wo...

What the DOL’s New Enforcement Priorities Mean for Plan Sponsors

If you want to understand where the Department of Labor is headed on retirement plan investigations...

The IRS Just Updated 402(f) Notices — And If Yours Are Outdated, That’s On You

In the world of retirement plans, it’s easy to overlook the fine print — until someone sues you...

The DOL Wants Paper Statements Again

The Department of Labor has proposed new regulations updating ERISA electronic disclosure rules to ...

A New Retirement Plan for Workers Without 401(k)s

During the State of the Union address, President Trump floated a proposal to expand retirement cove...