The Hidden Cost of Not Benchmarking
Benchmarking is often treated as a formality, something sponsors do to check a box. That ...
Benchmarking is often treated as a formality, something sponsors do to check a box. That ...
Most plan committee meetings last an hour or more, but only a small portion of that time ...
Most plan sponsors mean well. They want employees to retire comfortably. They hire profes...
When participation is low or complaints start to surface, plan sponsors often assume the ...
For many plan sponsors, the story is the same. The plan was set up years ago. Employees p...
Ask ten plan providers what “value” means and you’ll get ten different answers. Bet...
Most plan providers sell expertise. Far fewer actually provide it. Selling expertise i...
Every plan provider has lost business to a competitor they know—deep down—is worse. L...
Empower recently reported that it added approximately 500,000 net new retirement plan par...
Lincoln Financial Retirement Plan Services recently reported that average retirement plan...
I’ve been doing this long enough to know that the biggest threat to a 401(k) plan isn...
Plan providers are therapists who also happen to do census testing. Nobody puts that in a...
The Long, Quiet Goodbye Most plan providers don’t wake up one morning and get fired. It...
For many plan sponsors, the story is the same. The plan was set up years ago. Employees p...
When a plan sponsor hears the words “late deposit,” they react like they’ve been ac...
I was on a conference call last week with a former co-worker I hadn’t spoken to in year...
If you’ve been watching the headlines, you’ve probably heard about the new Trump Acco...
If you thought your rollover notice obligations were settled a few years ago, think again...
The Internal Revenue Service (IRS) and Department of the Treasury issued Notice 2026-13 o...
Big headlines in retirement plan litigation don’t just hit household names; they’re a...