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Ary Rosenbaum, That 401(k) Guy

1532 posts
All posts by Ary Rosenbaum, That 401(k) Guy

The Cash-out Limit change is a no brainer

For over 25 years, the involuntary cash-out limit was $5,000. Now, we have an increase. An increase...

Those autographs are worthless

My son is a big sports nut, bigger than I’ll ever be. I indulge him with autograph events because...

IRS issues Emergency Savings Account guidance

The Internal Revenue Service (IRS) issued Notice 2024-22, which provided initial guidance on emerge...

The student loan match

I graduated from school in 1998. 2023 was the year that all my loans were paid off, loans that were...

Fidelity adds annuity option

Fidelity is offering a new solution, that will allow employees to convert all or a portion of their...

Reduce expenses and then re-allocate for forfeitures

The practice of forfeitures in 401(k) plans was to reallocate or reduce contributions. Then languag...

The problem with Bitcoin ETFs

Until they say otherwise, the Department of Labor (DOL) doesn’t want to see crypto in 401(k) plan...

The mortgage is paid off

There are few regrets in life, but buying a house in Oceanside is at the top of the list. We had th...

Tell the employees the truth

I always say the two worst things you can give people are false praise and false hope. One of the r...

Why would any employer do this?

SECURE 2.0 allows employers the opportunity to offer matching contributions and profit-sharing cont...