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ARA sues NIPA

Litigation isn’t fun, but there are times when you have to sue to protect your rights. ...

Ary Rosenbaum, That 401(k) Guy

401(k) plans more costly than DB plans? Only if you look one way

I like when people state the obvious, but the concept is way over their head. The Nati...

Ary Rosenbaum, That 401(k) Guy

It has to be all about intent

I live in an unincorporated village on Long Island and I’m always amused by the people ...

Ary Rosenbaum, That 401(k) Guy

401(k) leakage is a big deal

The Treasury and Congress’ Joint Committee on Taxation have provided new estimates of h...

Ary Rosenbaum, That 401(k) Guy

EBSA pick back on track

President Biden’s nominee to lead the Employee Benefits Security Administration (EBSA) ...

Ary Rosenbaum, That 401(k) Guy

Changes have to be smooth

I hate moving. I’ve lived in the same house now for 16 years and I dread the idea of mo...

Ary Rosenbaum, That 401(k) Guy

Remember that 401(k) plans are a benefit

I think the one thing that 401(k) plan sponsors really forget is that the plan is an empl...

Ary Rosenbaum, That 401(k) Guy

The bonus problem

Bonuses are nice, I wouldn’t know because in the 11 years I was an employee, I got $300...

Ary Rosenbaum, That 401(k) Guy

The problem with loans

When I draft a new 401(k) plan for a client, I’ll recommend a loan provision even thoug...

Ary Rosenbaum, That 401(k) Guy

Don’t forget Cycle 3 restatements

With 2022 here, don’t forget about Cycle 3. This “Cycle 3” restatement means tha...

Ary Rosenbaum, That 401(k) Guy