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Fiduciary Governance Is Like Changing the Oil in Your Car

Nobody brags about changing the oil in their car. It’s not exciting. It doesn’t gener...

Your Recordkeeper Is Not Your Fiduciary (Even If They Bring Bagels)

I like bagels as much as the next person. But breakfast meetings do not equal fiduciary p...

Stop Treating Your 401(k) Like a Tax Deduction

Many employers view their 401(k) plan primarily as a tax deduction. The company makes con...

Survivor 50: More Than Just Another Season

I’ve been a fan of Survivor since day one. When the first season aired more than 25 yea...

Your 401(k) Plan Is Not on Autopilot

One of the biggest misconceptions plan sponsors have is that their 401(k) plan runs itsel...

The DOL Wants Paper Statements Again

The Department of Labor has proposed new regulations updating ERISA electronic disclosure...

A New Retirement Plan for Workers Without 401(k)s

During the State of the Union address, President Trump floated a proposal to expand retir...

Why the New “Penalty-Free” Emergency 401(k) Withdrawal Deserves a Closer Look

The headline sounds reassuring: many employers now offer a penalty-free emergency withdra...

The Providence 401(k) Settlement and the Danger of Treating “Administrative” Issues as Small Stuff

The recent settlement involving Providence Health & Services is one of those cases th...

Plan Design Through the Ages: Why Today’s Best Practices Didn’t Appear Overnight

Retirement plan design didn’t emerge fully formed with the first 401(k). Like most thin...