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You're browsing category: For 401(k) Plan Providers

You should pick out the groceries

If there is one famous quote that’s landed me in trouble, it’s one from my favorite football coa...

by Ary Rosenbaum, That 401(k) Guy

Just be accountable

People don’t like to be accountable for the most part. It’s just human nature to blame someone e...

by Ary Rosenbaum, That 401(k) Guy

Some people will do as minimal as possible

Another thing that sets plan providers apart is the work ethic, whether they will do what’s needed...

by Ary Rosenbaum, That 401(k) Guy

Watch out for excessive termination fees

It’s pretty simple as a 401(k) plan sponsor, you have a fiduciary duty to only pay reasonable plan...

by Ary Rosenbaum, That 401(k) Guy

The problem with DFVCP

When a plan sponsor has a late Form 5500 to file, one of the great things out there is the Delinquen...

by Ary Rosenbaum, That 401(k) Guy

Change is inevitable with a purchase

People tend to hate change especially when things are good. The problem with a change in the retirem...

by Ary Rosenbaum, That 401(k) Guy

Where to sell PEPs? Start with states that force employers to have plans

Where to sell Pooled Employer Plans? A good start is the states where employers have to offer retire...

by Ary Rosenbaum, That 401(k) Guy

Be honest with your employees

I always say the two worst things you can give people are false praise and false hope. One of the re...

by Ary Rosenbaum, That 401(k) Guy

Losing is a lot easier than winning

One of the business philosophies I learned while working for a third party administrator is that itâ...

by Ary Rosenbaum, That 401(k) Guy

Coverage is a huge deal

When you look at the problems of retirement plans, one that gets short shrift is coverage and that i...

by Ary Rosenbaum, That 401(k) Guy