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You're browsing category: For 401(k) Plan Sponsors

I’ve got nothing is no answer

I would have this recurring nightmare when I was younger, when I would dream that I was back in sch...

by Ary Rosenbaum, That 401(k) Guy

Use that scanner

Being a plan sponsor is a tough job and the amount of paperwork that goes with it can be overwhelmi...

by Ary Rosenbaum, That 401(k) Guy

The cost for more self-correction

Years ago, any volume submitter plan or non-standardized prototype plan would apply for its own det...

by Ary Rosenbaum, That 401(k) Guy

The cost for more self-correction

Years ago, any volume submitter plan or non-standardized prototype plan would apply for its own det...

by Ary Rosenbaum, That 401(k) Guy

Stealing plan assets is a dumb crime

Perhaps it is a result of the terrible economy for the last few years or perhaps more supervision b...

by Ary Rosenbaum, That 401(k) Guy

One bid isn’t enough

As the time owning my house is coming to an end, my wife and I are embarking on one last project: r...

by Ary Rosenbaum, That 401(k) Guy

Plan errors are more likely than fiduciary breaches

If you read my writings, you know that fiduciary liability is one of the plan sponsor’s more impo...

by Ary Rosenbaum, That 401(k) Guy

The problem of free or cheap plan documents

As an ERISA attorney who drafts plan documents at a flat fee, my biggest competitors are not other ...

by Ary Rosenbaum, That 401(k) Guy

Plan sponsors simply can’t overpay

When I was 13 and I had my Bar Mitzvah, I plucked down about $2,000 in 1985 money for a state-of-th...

by Ary Rosenbaum, That 401(k) Guy

The deferral rate is important as to plan health

April is near my birthday and it’s the month of my annual physical. The nurse draws blood and the...

by Ary Rosenbaum, That 401(k) Guy