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Late Deposits Aren’t Moral Failures, They’re Process Failures

When a plan sponsor hears the words “late deposit,” they react like they’ve been accused of s...

The 5 Documents Every Plan Sponsor Should Have in a Drawer

Running a 401(k) plan isn’t just about picking a fund lineup and hoping employees save enough for...

Your 401(k) Is a Promise, Not a Perk

Too many employers talk about their 401(k) plan the way they talk about free coffee in the break ro...

Stop Treating the 401(k) Like the Office Copier

I’ve walked into more companies than I can count where the 401(k) plan gets the same level of att...

Asset Sale vs. Stock Sale: Why Your 401(k) Plan Cares More Than You Think

When companies talk about mergers and acquisitions, the conversation usually revolves around tax tr...

Payroll Errors and the Domino Effect on Your 401(k) Plan

Most 401(k) problems don’t start in the plan. They start in payroll. Plan sponsors tend to ...

Bitcoin’s Volatility Should Give Plan Sponsors Serious Pause

Every few years, a new investment trend arrives with the same promise: higher returns, innovation, ...

Alternative Investments Are Coming—And Fiduciary Duty Is Coming With Them

If there’s one thing plan sponsors should never forget, it’s this: innovation doesn’t suspend...

Committee Meetings Don’t Make You a Fiduciary Hero—Good Decisions Do

Some plan sponsors believe that holding committee meetings automatically makes them good fiduciarie...

Why Hiding Information From Your Plan Provider Always Backfires

I understand why some plan sponsors withhold information from their plan providers. Sometimes it’...