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Hire an advisor when you get an employee

I’m still amazed when I find participant-directed 401(k) plans without a financial advisor. While ...

Dropping the plan document ball

One of the problems with being a plan sponsor is trying to make sure that when it comes to the inter...

Yesterday’s funds in today’s lineups

If you ever want to know what the top mutual funds were 3-5 years ago, you can look at the mutual fu...

Those answers on that 5500, you may hear from the government

The purpose of an audit of Form 5500 is to make sure that plan sponsors voluntarily comply with the ...

Make sure that your plan providers meet your Cyber Security needs

With new guidance by the Department of Labor (DOL) on cybersecurity, it’s important to determine w...

You don’t know unless you ask the IRS

A few months back, I was working with a 401(k) plan sponsor on a big Voluntary Compliance Program (V...

Get a scanner

Being a plan sponsor is a tough job and the amount of paperwork that goes with it can be overwhelmin...

Plan design puts more money in your pocket

If you’re a retirement plan sponsor, why should you care about plan design? Retirement plan design...

It’s amazing how bad administration can be

Most administration conducted by third-party administrators (TPAs) is quite good, but the juicy and ...

Fight like hell for plan participants

A lot of talk in political circles surround politicians using fighting words. I’m not a politician...