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The Truth about plan disqualification

In the movie Casino, Robert De Niro’s character Lefty Rosenthal warns Joe Pesci’s character Nick...

by Ary Rosenbaum, That 401(k) Guy

Beware of TPAs who are really insurance sales people

A friend of mine who is a financial advisor asked me about a third party administration (TPA) firm t...

by Ary Rosenbaum, That 401(k) Guy

One Mutual Fund Lineup isn’t a good idea

You must know about the shoemakers’ children and how they go barefoot and have no shoes. In the re...

by Ary Rosenbaum, That 401(k) Guy

Too much choice isn’t a good thing

In life, giving people a wide variety of choices is a good thing. However, when it comes to daily va...

by Ary Rosenbaum, That 401(k) Guy

Proprietary fund plan sponsor problems

I always say that I come up with many ideas, but most of them are bad. Seriously, there are so many ...

by Ary Rosenbaum, That 401(k) Guy

Fall is the time to look

As summer turns to fall, it’s important for you as a 401(k) plan sponsor to use this time to consi...

by Ary Rosenbaum, That 401(k) Guy

Experience could mean many things

I always talk about how plan sponsors need to work with experienced financial advisors, third party ...

by Ary Rosenbaum, That 401(k) Guy

Don’t be cheap on retirement plans

As I have stated before, I am loath to hire employees because I was an employee once too. That prett...

by Ary Rosenbaum, That 401(k) Guy

They will always be selling

When I was a kid, there were two varieties of Cheerios, one version of Listerine, and one type of Cr...

by Ary Rosenbaum, That 401(k) Guy

Marketing is sometimes, just marketing

inspire to drink beer, but the advertisements were comedy gems from Rodney Dangerfield, Billy Martin...

by Ary Rosenbaum, That 401(k) Guy