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Forfeitures and Fiduciary Risk: What Plan Sponsors Need to Know Now

Forfeitures have long been a sleepy corner of 401(k) plan administration, but recent class-action l...

Overpaying for Underperformance: A Fiduciary Breakdown in Plain Sight

A massive new study by Abernathy-Daley covering nearly 58,000 corporate 401(k) plans delivered a si...

Solo 401(k) Really Means Solo—So Don’t Be Surprised When You’re on Your Own

Let’s be honest: the Solo 401(k) is one of the great marketing wins of the retirement plan indust...

Why I Don’t Like Life Insurance in a 401(k) Plan

I’m not anti-life insurance. In fact, I have life insurance, and I believe it’s one of the most...

There is a difference between TPAs

In any service industry, there’s a wide range of quality and pricing. People often tell me I focu...

There is a cost to those free plans

There’s nothing wrong with “free” — unless there’s a hidden cost lurking beneath the surf...

Crypto in 401(k) Plans? Sure—But Let’s Not Lose Our Minds

Well, that didn’t take long. In what’s becoming a routine political tug-of-war, the Trump ad...

Late 5500s: The Maddening Decision Not to Use the DFVCP

There are few things more maddening, more viscerally frustrating, than watching a plan sponsor or s...

Timely use forfeitures

ERISA is filled with traps for the unwary. Some are complex, hiding in layers of regulatory nuance....

Signs of an Unhealthy Plan

When it comes to your health, there are signs—little warnings your body gives you—that somethin...