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Crypto in the Plan: A Cautionary Memo from Ary Rosenbaum to Plan Sponsors

If you’re a plan sponsor, here’s what I’d tell you about the growing conversation around cryp...

When the Regulators Speak, Listen

When I was a kid, there was an ad about EF Hutton brokers. The line was simple: “When EF Hutton t...

The Daily Scam

Every single day, I get a text that someone is trying to hack into my Coinbase account. I don’t e...

The Fine Print Will Cost You

One of the biggest problems I see when new clients hire me is that they never bothered to review th...

The problem of the de-conversion process

Years ago, back in law school, I was the Executive Editor of the student news magazine. It wasn’t...

Happy Clients Never Leave

In the retirement plan business, I’ve watched too many plan providers obsess over competitors—w...

When 401(k) Contributions Disappear: The Harsh Lessons of Micone v. iProcess Online, Inc.

You can cut corners in business. You can play fast and loose with your vendor contracts. You can ev...

Beneficiary Statements: No Good Deed Goes Unlitigated

Could listing designated beneficiaries on a participant statement spark a fiduciary breach lawsuit?...

Bitcoin Over $120K? That Doesn’t Mean It Belongs in Your 401(k)

Bitcoin has blown past $120,000 and, predictably, the buzz is back. Advisors are getting questions....

Quick Tips for Plan Sponsors Who Want to Stay Out of Trouble

If you’re a 401(k) plan sponsor, you don’t need to be an ERISA expert—you just need to avoid ...