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Make sure you deal with controlled and affiliated service group analysis

As a 401(k) plan sponsor, you need to make sure that all your plan providers understand any ownershi...

401(k) plans increase savings

Investment Company Institute conducted a study that shows that 56% of Defined Contribution plan part...

The beneficiary form and the need for no drama

As a plan sponsor, you need to make sure that participant beneficiary forms are up to date. It’s n...

Let participants know about birth and adoption expenses withdrawals

When it comes to changes to your retirement plan, make sure your employees know changes in the law t...

There is a difference between TPAs

In any service industry, the quality of service and price can be far and wide. While people say that...

The problem with insurance with 401(k) plans

I have life insurance and it’s an important financial tool to protect your loved ones. I’ve neve...

When you focus only on fees, you lose sight of everything else

For the past 7 years, fee disclosure has certainly helped you as a plan sponsor to finally understan...

The biggest SECURE Act Change IMHO

The biggest change under SECURE Act is the treatment of long-time, part-time employees under your 40...

What Plan Sponsors Need To Know About The SECURE Act

I once had a law school professor who joked that we change the bankruptcy laws to give business to b...

There is a cost to those free plans

There is nothing wrong with free unless there is a hidden cost involved. Small business plans that d...