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Gambling against an audit is a bad bet

I love Las Vegas and the last two times I was there; I didn’t gamble a nickel. I hate gambling bec...

by Ary Rosenbaum, That 401(k) Guy

Check the provider’s credentials

After Hurricane Sandy decimated my house with five feet of water downstairs, I needed to replace our...

by Ary Rosenbaum, That 401(k) Guy

Being aggressive could be a bad idea

Many years ago, I was contacted by a bank that had an issue. For 20 years, they didn’t include bon...

by Ary Rosenbaum, That 401(k) Guy

That termination fee

Signing up with a third-party administrator (TPA) is like getting married, you come in with the best...

by Ary Rosenbaum, That 401(k) Guy

The problem with ESG funds

Over the last 10 years, more and more plan sponsors have opted for environmental and social mutual f...

by Ary Rosenbaum, That 401(k) Guy

The problem with ESG funds

Over the last 10 years, more and more plan sponsors have opted for environmental and social mutual f...

by Ary Rosenbaum, That 401(k) Guy

Take advantage of the new E-Disclosure rules

As a 401(k)-plan sponsor, the new Department of Labor (DOL) rules that allow for the electronic deli...

by Ary Rosenbaum, That 401(k) Guy

Theft through cyber crime will be a bigger thing

Theft by plan fiduciaries does happen and it’s not hard to find out who did it.   The problem...

by Ary Rosenbaum, That 401(k) Guy

E-disclosure should lower fees too

It’s great that the Department of Labor (DOL) has finally embraced the electronic disclosure of im...

by Ary Rosenbaum, That 401(k) Guy

When you need a VCP application, make sure you cover all the errors

The Internal Revenue Service (IRS) Voluntary Compliance Program (VCP) is one of the best methods for...

by Ary Rosenbaum, That 401(k) Guy