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For 401(k) Plan Sponsors

Take advantage of the new E-Disclosure rules

As a 401(k)-plan sponsor, the new Department of Labor (DOL) rules that allow for the electronic deli...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

Theft through cyber crime will be a bigger thing

Theft by plan fiduciaries does happen and it’s not hard to find out who did it. The problem...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

E-disclosure should lower fees too

It’s great that the Department of Labor (DOL) has finally embraced the electronic disclosure of im...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

When you need a VCP application, make sure you cover all the errors

The Internal Revenue Service (IRS) Voluntary Compliance Program (VCP) is one of the best methods for...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

Make sure you get what’s promised

People can promise you the moon, but they may deliver far less. That is why despite the promises mad...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

The problem of the de-conversion process

Years ago, I was the Executive Editor of my law school’s news magazine. In one of my final issues,...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

The Inefficient Plan Design

When you start fixing up the house (for me, a never-ending battle) and replacing appliances or items...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

Picking the cheapest provider can be a breach of fiduciary

When it comes to health and fitness, you constantly hear studies about what foods fight or cause can...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

You Need A Financial Advisor

I am still how often I find participant-directed 401(k) plans without a financial advisor. While I u...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

Experience can mean a lot of things

I always talk about how plan sponsors need to work with experienced financial advisors, third party ...

by Ary Rosenbaum, That 401(k) Guy

Take advantage of the new E-Disclosure rules

Theft through cyber crime will be a bigger thing

E-disclosure should lower fees too

When you need a VCP application, make sure you cover all the errors

Make sure you get what’s promised

The problem of the de-conversion process

The Inefficient Plan Design

Picking the cheapest provider can be a breach of fiduciary

You Need A Financial Advisor

Experience can mean a lot of things

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