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If You’re A Plan Sponsor, A Scanner Can Be A Good Friend

Being a plan sponsor is a tough job and the amount of paperwork that goes with it can be overwhelmin...

Focusing Too Much On Fees Isn’t Healthy Either

I remember as a kid that there was move to use margarine because of the cholesterol that was in butt...

The easiest mistake most 401(k) plan sponsors make

The road to hell is paved with good intentions and that’s how I feel when it comes sometimes to wh...

WHEN A BARGAIN JUST ISN’T A BARGAIN!

As a mother of two, I love to save money whenever and wherever I can.  My kids will be the first to...

The real reason why bad funds are in 401(k) plans

Researchers once looked at some data to try to figure out why many poor 401(k) investment choices li...

Even if you’re doing your job as a plan sponsor, you still can get sued

The fact is that sometimes, bad things happen to good people.  That can be said about retirement pl...

The “Convenience” of a Payroll Company doing your plan administration strikes again

One of our clients is the co-owner of a building contractor that contracted with one of the large pa...

Bonus can cost you more than one way

When I first started working as an ERISA attorney in September 1998, I was pleasantly surprised when...

Getting into trouble with the DOL and the IRS maybe just bad luck

As an ERISA attorney for almost 19 years, I have seen a lot of strange things that plan sponsors hav...

My long running issue against self directed brokerage accounts

I used to joke that the only clients that used to ask about self directed brokerage accounts were me...