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I SIGN THE FORM 5500 – PART 3 – I’M SUPPOSED TO BE DOING WHAT?

I began this series of articles last year.  In Parts 1 and 2 (which you can find on my LinkedIn pro...

Credentials and awards could just be a paid smokescreen

A Long Island business newspaper once named my old law firm’s administrator as its Chief Financial...

Legal Costs Don’t Have To Be That Staggering

The cost of correcting plan errors can be expensive. It can be expensive through corrective contribu...

Fiduciary Prologue to a Cross-Examination

The litmus test for suitable behaviors and the products that result is woven from fiduciary responsi...

Yes, DOL audits are more terrifying

I have to see that as after 18 years, there is very little I fear and I fear of retirement plan audi...

401k Loans: The Worst Possible Investment

Taking a 401k loan is such a bad investment choice that it should not be allowed in any 401k plan ot...

Know when a SEP no longer fits

Those small employer plans like a SEP or a SIMPLE-IRA are great opportunities for small businesses t...

Why you have bad funds in 401(k) plans

A few years ago, researchers from the business schools at the University of Indiana and the Universi...

Are 401k Plan Loans Double Taxed?

Are 401k plan loans double taxed? As outlined in the example below, it appears that the principal am...

Plan Design And Tax Deductions

If you’re a retirement plan sponsor, why should you care about plan design? Retirement plan design...