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Know why you hired them

As a plan sponsor, you have a fiduciary duty to hire competent plan providers to handle yo...

Sometimes, the litigators want a piece of you

Many years ago, I represented a defined benefit plan sponsor being investigated by the Dep...

More annuities in plans is a pause for concern

A growing number of U.S. employers are adding lifetime income solutions to their defined c...

IRS offers guidance on uncashed checks, but not really

In a recent revenue ruling, the IRS stated that if a participant or a beneficiary doesn’...

The problem with target date funds

  I wasn’t a fan of target-date funds when the markets crashed in 2008 because ther...

If you’re late with deferrals, it will probably happen again

People who are late are usually late most of the time. I’m usually always early for a me...

You’re still using too much paper

  I used to use a lot of paper in my law practice. Then I had 10 feet of water in my ...

Don’t fall for retirement plan euphemisms

My favorite comedian was George Carlin and George had a great act on euphemisms and how to...

Sometimes, it’s the luck of the draw

As an ERISA attorney for almost 21 years (my career can get its own drink), I have seen a ...

The MLB in Florida hasn’t been a success

Major League Baseball already announced the 2020 schedule and they’ve announced that Mia...