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Participants will continue to make bad decisions

As the stock market remains choppy and we trying to figure out whether we are in a recess...

401(k) and 403(b) are a lot alike, but the two shall not merge

Thanks to regulations, 403(b) plans are becoming more and more like 401(k) plans. It’s ...

When times are bad, they’re bad

As someone serving as a plan fiduciary and pooled plan provider, I know the market is not...

FTX points as another reason why Crypto in 401(k) plans is a bad idea

Every day, bring out different bad news about FTX. Based on what I know, I think the prin...

Education should be fun

I always believe that education is really important. My parents instilled that value in m...

Even when offered, ESG funds aren’t that popular

Research shows that 401(k) plan participants who direct their investment, rarely allocate...

I would take it with you

One of the things that many experts disagree with is whether participants should keep the...

October was a light trading month

It seems that October was a light trading month for 401(k) plan participants, according t...

SECURE 2.0 will eventually happen

So much of what happens with the retirement plan business is dependent on politics. Almos...

That 401(k) Conference hits Oakland in April

After a couple of starts and stops, That 401(k) Conference will be held in Northern Calif...