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There is still a problem with TDFs

I once worked with someone who told me that he put in100% of his 401(k) investments in a mid-cap fu...

I don’t get niche 401(k) plans

When I grew up, we had one type of Cheerios and when they added Honey Nut Cheerios, we had two. I t...

Education is all about a process

Advisors ask me all the time about the role of education in participant-directed 401(k) plans. Part...

How many PEPs went under? No press release for that

We’ve had pooled employer plans (PEP) since January 1, 2021, and. with the weekly press releases ...

It never goes to plan

My grandmother always said that life doesn’t go to plan. She said that years before her death and...

Kiss your past goodbye

I was a volunteer and officer for an organization where I stated that the leadership (not including...

Advertising won’t fix that

Over the years, I worked with many organizations starting back with student political organizations...

We’re all shaped by our experiences, but we need to overcome

I’m terrible with compliments. It’s probably because as a kid, I didn’t get many and I was al...

Don’t waste a plan provider’s time

I started my practice almost 12 years ago and I devoted a huge part of it, to helping advisors with...

The Successor Plan Rule

It’s a question I get often, the 401(k) plan sponsor wants to terminate their plan and start a ne...