close

Why Providers Keep Racing to the Bottom on Fees

The retirement plan industry loves to talk about value, but it keeps pricing itself as if value doe...

In the PEP World, the Power to Assign Can Be the Power to Destroy

Chief Justice John Marshall famously wrote in McCulloch v. Maryland that “the power to tax is the...

The Hidden Risk of Provider Conflicts Inside PEPs

PEPs were sold to the retirement plan industry as the answer to everything—lower costs, better go...

The Myth That Technology Alone Makes a Great Plan Provider

There’s a growing belief in the retirement industry that technology equals quality. Sleek dashboa...

Why Plan Providers Can’t Fix What Plan Sponsors Won’t Disclose

One of the hardest parts of being a plan provider isn’t the complexity of ERISA—it’s the inco...

Revenue Sharing Isn’t Dead—But It’s Still Dangerous

Every few years, someone declares revenue sharing “dead.” And every few years, it stubbornly su...

How Provider Silence Becomes Exhibit A in Litigation

Plan providers love to say, “We’re not the fiduciary.” And in many cases, that’s true. But ...

Why Being “Good at What You Do” Isn’t Enough Anymore

For years, plan providers survived on a simple premise: do solid work, keep clients happy, and the ...

When the Loudest Committee Member Is the Least Informed

Every plan sponsor committee has one. The loudest person in the room. The one with the strongest...

Recordkeeper, TPA, Advisor: Who Owns the Mistake When Something Breaks?

When a retirement plan error surfaces, the first reaction is almost always the same: finger-pointin...