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To fish, you need bait

I always talk about my time at that old law firm because it was the most frustrating experience of m...

Small plans can bring big trouble

Small business retirement plans look great on paper. A Simplified Employee Pension (SEP) plan or Sav...

What annoys me

One of the greatest parts of my job as an ERISA attorney is helping financial advisors out with pote...

Let them remember you for the right reasons

As you know, Congressman Jamie Raskin (D-MD) was booked for That 401(k) National Virtual Conference....

Speak on a level that they understand

I have been an ERISA attorney for 22 years now and it’s gone by pretty quickly. I have worked for ...

Being too long a provider can be bad too

Being a long time plan provider for a client can be a good thing and it can be a bad thing. While ha...

You need to be accountable

People don’t like to be accountable for the most part. It’s just human nature to blame someone e...

Yes, advisors are pushing HSAs and they should

A recent study by Access Point HSA, a Rhode Island consulting group, conducted a survey over the sum...

Frame the PEP the right way

  Ron Nehring, my long-time college pal, and current Republican political operative said it bes...

It’s not that SIMPLE

Small business plans are a challenge to me because there aren’t many situations where that will he...