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Legal Costs Don’t Have To Be That Staggering

The cost of correcting plan errors can be expensive. It can be expensive through corrective contribu...

Fiduciary Prologue to a Cross-Examination

The litmus test for suitable behaviors and the products that result is woven from fiduciary responsi...

Yes, DOL audits are more terrifying

I have to see that as after 18 years, there is very little I fear and I fear of retirement plan audi...

401k Loans: The Worst Possible Investment

Taking a 401k loan is such a bad investment choice that it should not be allowed in any 401k plan ot...

Know when a SEP no longer fits

Those small employer plans like a SEP or a SIMPLE-IRA are great opportunities for small businesses t...

Why you have bad funds in 401(k) plans

A few years ago, researchers from the business schools at the University of Indiana and the Universi...

Are 401k Plan Loans Double Taxed?

Are 401k plan loans double taxed? As outlined in the example below, it appears that the principal am...

Plan Design And Tax Deductions

If you’re a retirement plan sponsor, why should you care about plan design? Retirement plan design...

It’s a mistake to only focus on fees

I remember as a kid that there was move to use margarine because of the cholesterol that was in butt...

You have a choice in who you hire as a plan provider

A few weeks back, I signed up my daughter with a new summer camp after she was at her previous camp ...