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Correct the late deferral issue correctly

Correcting your late deferrals by depositing them and making a contribution to make up for lost earn...

by Ary Rosenbaum, That 401(k) Guy

Get those safe harbor notices out

If you have a safe harbor 401(k) plan or plan on adding that provision to your plan, keep in mind th...

by Ary Rosenbaum, That 401(k) Guy

Make sure your custodian knows who the trustees are

If you’re a closely held business or not, changes do happen. Whether it’s leadership or who serv...

by Ary Rosenbaum, That 401(k) Guy

That last button on your 401(k) plan

As an attorney, I hate dressing up. If I could wear a Mitchell and Ness sports jersey to meetings an...

by Ary Rosenbaum, That 401(k) Guy

The self-correcting problem of late deferrals

When the 5500s are due and audits have to be completed, there is always an issue regarding late defe...

by Ary Rosenbaum, That 401(k) Guy

It’s better than nothing

Small employers have a tough time affording 401(k) plans, that’s a fact. 401(k) plans aren’t che...

by Ary Rosenbaum, That 401(k) Guy

Just another TPA error

Retirement plans with more than 100 participants require a CPA audit for their Form 5500. However, s...

by Ary Rosenbaum, That 401(k) Guy

There is a difference in my job

There are two major differences that I see in being an attorney when I worked for 9 years. for a thi...

by Ary Rosenbaum, That 401(k) Guy

The Retirement Plan Dentist

About 20 or so years ago, there was a medical report that dental plaque could cause heart disease. T...

by Ary Rosenbaum, That 401(k) Guy

They will always disappoint you

When I graduated from law school, it took a few months before I got my first job. So for the months,...

by Ary Rosenbaum, That 401(k) Guy