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Make Sure The Census Information is Correct

I use the expression “garbage in, garbage out” if an end of year census report is done incorrect...

by Ary Rosenbaum, That 401(k) Guy

I will never understand a TPA asset based fee

I’m stubborn and there are just some things I don’t understand, so hear me out.   I got a c...

by Ary Rosenbaum, That 401(k) Guy

Signs of an unhealthy plan

When it comes to your health, there are certain symptoms you should look out for that could be a har...

by Ary Rosenbaum, That 401(k) Guy

Make sure RMDs are made

In the past 35 years, it changed on who had to take out a required minimum distribution (RMD) from a...

by Ary Rosenbaum, That 401(k) Guy

Correct the late deferral issue correctly

Correcting your late deferrals by depositing them and making a contribution to make up for lost earn...

by Ary Rosenbaum, That 401(k) Guy

Get those safe harbor notices out

If you have a safe harbor 401(k) plan or plan on adding that provision to your plan, keep in mind th...

by Ary Rosenbaum, That 401(k) Guy

Make sure your custodian knows who the trustees are

If you’re a closely held business or not, changes do happen. Whether it’s leadership or who serv...

by Ary Rosenbaum, That 401(k) Guy

That last button on your 401(k) plan

As an attorney, I hate dressing up. If I could wear a Mitchell and Ness sports jersey to meetings an...

by Ary Rosenbaum, That 401(k) Guy

The self-correcting problem of late deferrals

When the 5500s are due and audits have to be completed, there is always an issue regarding late defe...

by Ary Rosenbaum, That 401(k) Guy

It’s better than nothing

Small employers have a tough time affording 401(k) plans, that’s a fact. 401(k) plans aren’t che...

by Ary Rosenbaum, That 401(k) Guy