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Get that bond

It’s an easy requirement that many plan sponsors think they’ve accomplished, but they haven’t ...

Call an ERISA attorney when you get the government’s call

When you get pulled over by the police while driving, the best way to handle is to be pleasant and n...

Watch put for those HR issues

Small to medium-sized businesses really need to be up to date with human resources issues that inclu...

The end of the determination letter program and what it means

For the past 15 years, it’s been apparent that the Internal Revenue Service (IRS) wanted to be out...

New Year’s Resolution should be a plan review

You know it’s all about New Year’s Resolutions when Target gets rid of the Christmas items and s...

What all good 401(k) plans have

There are so many articles for plan sponsors (I’ve written quite a few) where they go on and on ab...

Picking a TPA just on price is one of the biggest mistakes you can make

Many years ago, I started the idea of creating a law firm that intended to be the Wal-Mart of legal ...

Out of the box only causes trouble

  This is Spinal Tap has the great line that “there is a fine line between being clever and s...

Avoid the box of gimmicks

I watch a podcast called Something to Wrestle with former WWE creative mind Bruce Prichard and he in...

Keep it Simple, Stupid

When it comes to drafting plan documents, I always say K.I.S.S.: keep it simple, stupid.   Any ...