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Details those hardship requests

When I draw up a new 401(k) plan for a client, I tend to be liberal in distribution provisions by al...

Don’t panic if a provider you knows gets sued, but….

  As a plan sponsor, you’re always going to run into another plan provider that is interested...

Don’t let the best employees be low in the pecking order

I’m a big fan of Survivor since day one. One of the more memorable seasons in the beginning was th...

Is that 401(k) lawsuit streak going to end?

The landscape for the retirement plan business has radically changed since when I first started in 1...

They went into business for themselves

So often when dealing with retirement plan providers, a plan sponsor may discover that one of their ...

Don’t pick the Bud Light of TPAs

The best selling beer in the United States is Bud Light. Does that make it the best? If given the ch...

Anyone can be a TPA and that’s a problem

With apologies to Tod Higgins (played by Keanu Reeves) in “Parenthood”, you need a license to pr...

Most TPAs are in the administration business, some are not

I have a friend who is an insurance agent and she was looking for a new TPA (third party administra...

The problem of misplaced loyalty

When I first started in the retirement plan business in 1998, I worked for a law firm that served as...

On The Form 5500, sometimes the answer lands you in trouble

When you’re filing that Form 5500, just notice that certain answers may likely lead you to an Inte...