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Well, it used to be worse

When I was younger, I was a pessimist. Everything to me, like a bad grade in Civil Procedu...

Ary Rosenbaum, That 401(k) Guy

Joseph Vitale, R.I.P.

I don’t talk much of my time at Cohen, Weiss, & Simon. I was an associate there for ...

Ary Rosenbaum, That 401(k) Guy

TPAs need clear contracts

As an ERISA attorney, my retainer agreements are pretty straight and clear. Governed by th...

Ary Rosenbaum, That 401(k) Guy

The problem of too much paper

First, there was the call for an Investment Policy Statement (IPS). Then advisors were tou...

Ary Rosenbaum, That 401(k) Guy

Yeah, I hate TDFs and here is another reason why

It is a well-known fact that I don’t like Target Date Funds (TDFs). It springs from the ...

Ary Rosenbaum, That 401(k) Guy

You’re late, file for the DVCP, because the penalties are larger

Failure to file Form 5500 is costly as the Department of Labor (DOL) and Internal Revenue ...

Ary Rosenbaum, That 401(k) Guy

Red Cross sued over their 401(k) plan

When you’re big enough, you are a target for a 401(k)lawsuit. The American National Red ...

Ary Rosenbaum, That 401(k) Guy

I like State Employer Mandated IRAs, I just hate State Employer Mandated IRAs

I like the idea of states enacting mandated employer State IRA programs, I just don’t li...

Ary Rosenbaum, That 401(k) Guy

That 401(k) Virtual Bunch with Congressman Jamie Raskin is on May 10th

Congressman Jamie Raskin (D-MD) was supposed to be a guest for That 401(k) National Virtua...

Ary Rosenbaum, That 401(k) Guy

Never give up

If you start a retirement plan provider practice, it can be frustrating. Like I always say...

Ary Rosenbaum, That 401(k) Guy