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What’s The Right 401k Contribution Rate?

The most frequent question I receive from 401k participants is, “How much should I contr...

Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

What Were They Thinking #2?: The WBF

If you’re the World Wrestling Federation (WWF, now the WWE) and you’re getting the hea...

Ary Rosenbaum, That 401(k) Guy

IRS Proposes changes to QNECs and QMACs

The Internal Revenue Service (IRS) has proposed amendments to the definitions of qualified...

Ary Rosenbaum, That 401(k) Guy

A rumor won’t kill the Fiduciary Rule

A few weeks back a broker told me that he heard that the fiduciary rule was going to be ki...

Ary Rosenbaum, That 401(k) Guy

Apples and Oranges: Rollovers, Qualified Plans, and The Best Interest Exemption

One of the wrinkles of the new fiduciary rule is the requirement of a financial advisor wh...

Ary Rosenbaum, That 401(k) Guy

DOL puts out another Fiduciary FAQ

With an April 2017 deadline fast approaching, the Department of Labor (DOL) issues another...

Ary Rosenbaum, That 401(k) Guy

Interview: Bruce Johnston, Delaware Investments and Two Dog Social, LLC

Without social media, I’d be an unhappy associate attorney at some law firm. Retirement ...

Ary Rosenbaum, That 401(k) Guy

Don’t blame the 401(k)

I’ve seen the articles that pop up about how 401(k) plans are somehow to blame for the l...

Ary Rosenbaum, That 401(k) Guy

Walter O’Malley was no villain; he was a genius

I grew up in Brooklyn and I was born 15 years too late for the Brooklyn Dodgers. The Brook...

Ary Rosenbaum, That 401(k) Guy

Beware of plan providers bearing gifts

When it comes to selecting and retaining plan providers, what you have to do as a plan spo...

Ary Rosenbaum, That 401(k) Guy